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| LOW APR CASHBACK AIR MILES BALANCE TRANSFER CREDIT HELP | ||
  Chase Overstock.com Rewards Visa® Card 0% intro APR* on Balance Transfers & Purchases for 6 months • Then  % APR• No annual fee • Grace period at least 20 days • Fee for balance transfers 3% (max $75) • $25 Overstock.com Reward certificate with 1st purchase • $25 Overstock.com Reward Certificate for every 2500 Points • Shop at Overstock.com at 40-80% off • Earn 3 Reward Points per $1 at Overstock.com with card • Earn 1 Reward Point per $1 on all other purchases • Zero Liability on Unauthorized Purchases |
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 Choice Privileges® Visa® Platinum by Bank of America, N.A. (USA) 1.9% intro APR* for 6 months on Balance Transfers & Purchases • Then variable  % or up APR*• No Annual Fee • Grace period at least 20 days • Earn 2 points per $ on all purchases • Earn a free night with your first purchase (6000 points) • Earn 15 points per $ at 3000 locations • Additional cards at no extra charge • Total Security Protection™ package • Auto rental insurance against collision or damage • Lost luggage reimbursement • Automatic travel accident insurance up to $500000 • Purchase Replacement or Repair purchases that stolen, damaged or lost • Purchase Guard will double manufacturer's warranty *See terms and conditions |
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 Chase Home Improvement Rewards SM Card 0% intro APR* for 12 months on Balance Transfers & Purchases • Thereafter  % APR• No annual fee • Grace period at least 20 days • Fee for balance transfers 3% (max $75) • Get Zircon iLine Laser Level free after 1st purchase ($39.95 value) • 3 points per $1 on home improvement purchases • 1point / $1 on all other purchases/Interest • 2500 Points redeem for $25 • Participate in sweepstakes & get closer to your dream home • Exclusive news from the editors of The Family Handyman magazine • Hints and tips in every statement |
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 Pet Rewards™ Visa® by Bank of America, N.A. (USA) 0% intro APR* for 6 months on Purchases & Balance Transfers • Thereafter  %
APR*• No annual fee • No balance transfer fee with offer; thereafter 3% of each advance • 500 Bonus Points with first purchase • 2pts/$1 at participating veterinary,pet food,farm/feed stores • 1pt/$1 using your PetRewards Card on all other purchases • Earn up to 100000 points annually • Put your pet's picture on your card or choose from 3 designs • Auto rental insurance against collision or damage • Emergency medical and travel services *See terms and conditions LINK |
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 Blue Sky® from American Express 4.99% APR* for life of balance transferred; request with application • After that,  % or up APR*• No balance transfer fee for 6 months, then 3% • No annual fee • Grace period up to 20 days • No blackout dates or travel restrictions • Save on any airline, hotel, or rental car (save $1=75points) • Earn 1 point per $ spent for cash savings up to full cost of travel purchases • Purchases covered by American Express' Fraud Protection Guarantee • Coverage under Car Rental Loss and Damage Insurance Program • Travel over 100 miles from home and access Global Assist® Hotline • Travel Accident Insurance up to $100000 • Return Protection (up to $300 per item) • Buyer's Assurance Plan and Purchase Protection Plan |
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 The GM Flex Card 0% intro APR* on Balance Transfers & Purchases for 12 months • After that,  % or up APR*• No annual fee • Grace period at least 20 days • Fee for balance transfers 3% (max $75) • Full 1% cash back option • 3% towards new, eligible GM car, truck, SUV • 1% towards any other new vehicle |
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 Universal Entertainment MasterCard® Card 0% Intro APR* on Balance Transfers and Purchases for 6 months • Thereafter  % or up APR*• Transaction Fee for Balance Transfers: 3% (minimum $5, maximum $75) • Double points on select purchases @ Universal Parks, Resorts & websites • Every dollar you spend will earn you one Universal point • Free movie ticket at card activation • 100% Fraud Protection • Grace period not less than 20 days • No Annual Fee |
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 The Sony Card (SM) Visa® Card 0% intro APR* on Balance Transfers & Purchases for 12 months • After that, variable  % or up APR*• No Annual Fee • Get 1500 bonus points after first use • 1 Sony Reward Point per dollar spent • 3 Sony Reward Points per dollar spent on Sony products • 8 Sony Reward Points per dollar spent at MySony • Even more bonus point opportunities online at MySony • Full platinum Visa® benefits |
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 Efectiva™ Visa® by Bank of America, N.A. (USA) 0% fixed intro APR* for 6 months on Purchases & Balance Transfers • Then variable APR  %
or up APR*• No Annual Fee • No balance transfer fees • Grace period at least 20 days • 1 point for every $100 spent in net purchases • 5 bonus points with the first purchase • 5 points for every $2500 net monthly BTs from non-BofA • Points don't expire for up to 5 years • Every point earned is $1 back to you (up to $600) *See terms and conditions LINK |
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 Discover® More 0% Intro APR* on Balance Transfers and Purchases, usually for 12 months* read TERMS for current • Then  %
or up APR*• No Annual Fee • Up to $50000 Credit Limit • 5% Cashback Bonus® in popular categories* • Up to 1% Cashback Bonus® on all other purchases automatically* • Online Account Access • 100% Fraud Protection • Offer available even if you already have a Classic Card |
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 Borders & Waldenbooks 3.2.1 SM Platinum Visa® 0% fixed APR for 6 months on purchases & balance transfers • After that  %
or up variable APR*• No Annual Fee • 1 point / $ spent using your Visa card • 2 Points / $ Spent at Borders, Waldenbooks & Brentanos • $20 Gift Card After Your First Purchase or Balance Transfer • Every 500 points get a Borders & Waldenbooks $5 Certificate • Credit Line from $5000 up to $100000 • Valuable Platinum Services;like Insurance & Warranty Manager |
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 Miles by Discover® Card 0% Intro APR* on Balance Transfers & Purchases, usually for 12 months* read TERMS for current • Thereafter  % or up APR*• No Annual Fee • 1 Mile per dollar on net purchases • Online Account Access • 100% Fraud Protection • 12000 Bonus Miles* (1000/month) • Redeem Miles at most US based carriers with no blackout dates |
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 Chase Platinum 0% Intro APR* on Balance Transfers and Purchases for 15 months • Thereafter  %
or up APR*• A generous credit line up to $100000 • Rewards for free flights, hotel stays and more • Car rental insurance and purchase protection at no extra cost • No liability for unauthorized purchases • No annual fee |
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 Make-A-Wish® Visa® by Bank of America, N.A. (USA) 1.9% intro APR* for 6 months on Balance Transfers & Purchases • Then variable  % or up APR*• No Annual Fee • No program fee and no balance transfer fees • Grace period at least 20 days • Every purchase supports the Make-A-Wish Foundation *See terms and conditions |
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 Free Cash Rewards Platinum Visa® Card 0% intro APR* on Balance Transfers and Purchases for 12 months • Thereafter  % APR• Grace period at least 20 days • Fee for balance transfers 3% (max $75) • 1000 Bonus Points with your first purchase • Earn 1 point for every dollar in purchases • No Annual Fee • Earn 2500 points & choose either a $25 check or $25 gift card or certificate from leading nat'l merchants |
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 US Airways® Visa® by Bank of America, N.A. (USA) 1.9% intro APR* for Balance Transfers and Purchases for 6 months • Then variable  % or up APR*• 15k/10k/7k/5k (signature/platinum/gold/classic) bonus miles 1st time card used • 1 mile for each dollar spent (2 US Air) • Credit Lines up to $100000 • $75 off a new annual US Air Club membership (platinum) • Grace Period not less than 20 days • Annual Fee $50/70/90 (classic/gold/platinum) *See terms and conditions |
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 Chase Marriott Rewards® Visa® Signature Card 3.9% intro APR* for 6 months on Balance Transfers & Purchases • After that,  % or up APR*• No annual fee for first year, then $30 • No pre-set spending limit • Grace period at least 20 days • Fee for balance transfers 3% (max $75) • 15000 bonus points with first purchase • 3 Marriott Points per $ spent at Marriotts • 1 Marriott Rewards Point per $ elsewhere • Marriott Rewards Membership • Ultimate Reservation Guarantee + Weekend Discounts • Exclusive Signature Level benefits • Up to $3000 lost luggage insurance |
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 Hawaiian Airlines Visa® by Bank of America, N.A. (USA) 1.9% fixed intro APR* for 6 months on Balance Transfers & Purchases • Then variable  % or up APR*• Annual Fee $50 platinum, $25 classic • 10000/5000 Bonus Hawaiian Miles with first purchase • 1 HawaiianMile for every $ you spend • 2 HawaiianMiles for every $ on tickets from Hawaiian Airlines • 5000/2500 Anniversary HawaiianMiles, annually • 50% discounted companion certificate • Pool miles with friends and family • Credit lines up to $100000 *See terms and conditions |
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Chase Flexible Rewards Platinum Visa® Card 0% intro APR* on Balance Transfers & Purchases for 12 months • After that,  % or up APR*• 1000 bonus points with your first purchase • 1 point for every dollar spent • Rewards that you can redeem with as few as 2500 points • 3500 points and receive a $25 check • No annual fee |
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 Anne Geddes Visa® Gold by Bank of America, N.A. (USA) 1.9% fixed intro APR* for 6 months on Balance Transfers & Purchases • Thereafter variable  %
or up APR*• No annual fee • Credit lines as high as $25000, with a minimum $5000 credit line • 0.5% of every purchase will be donated to the Anne Geddes Trust • Additional cards at no extra charge • Automatic auto rental insurance • Extended warranty protection • Travel and emergency assistance • Automatic travel accident insurance up to $150000 • Grace Period at least 20 days • 4 adorable baby portrait designs to choose from *See terms and conditions |
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 Discover® Open Road Card 0% Intro APR* on Balance Transfers and Purchases, usually for 12 months* read TERMS for current • Thereafter  % or up APR*• No Annual Fee • Full 5% Cashback Bonus® on gas & car maintenance purchases* • Up to 1% Cashback Bonus® on all other purchases automatically* • Grace period least 25 days when you pay your balance in full |
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 Subaru® MasterCard Card from Chase 0% Intro APR* on Balance Transfers and Purchases for 6 months • Thereafter  % or up APR*• You'll earn SubaruBucks on every purchase • 3% cash reward • Grace Period at least 20 days • No annual fee | ||
 Blue Cash from American Express® 4.99% fixed APR* of life of the balance on transfer, request with this application • Then  % or up APR*• 0% Intro APR on Purchases for up to 15 months • No Annual Fee • Up to 5% Cashback • Grace period up to 20 days • Up to $100000 Credit Line • Fee Free Rewards Program • CoolBlueOffers | ||
 IN:CHICAGO SM Card from American Express® 0% intro APR* on purchases & balance transfers for 6 months • Thereafter  %
APR• dbl points on city essentials(dining,movies,cellserv,cable/sat serv,gym,news/magazine subs) • one INSIDE SM Rewards point for every eligible dollar you spend • Share rewards with friends or family by transferring points • No limit to the number of points you can earn & no expiration • Redeem points to eat, drink, play in Chicago, New York, LA • No annual fee • Grace period at lease 20 days for purchases | ||
 Discover® More Clear Card 0% Intro APR* on Balance Transfers & Purchases, usually for 12 months* read TERMS for current • Thereafter  % or up APR*• 5% Cashback Bonus® in popular categories* • Up to 1% Cashback Bonus® on all other purchases automatically* • No Annual Fee • 100% Fraud Protection • Several colors and designs to choose from | ||
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 IN:NYC SM Card from American Express 0% Intro APR* for 6 Months on Balance Transfers and Purchases • Then  % or up APR*• Option to carry a balance • No Annual Fee • Grace Period 20 days for purchases • 1 point in your INSIDE Rewards account for every eligible dollar • 2 points every $ on Dining, Movies, Cell Phone, ISP, Newspaper & Magazine subscriptions, and Gyms • 1 point for virtually all other purchases and there is no expiration date or limit • Online Fraud Protection Guarantee • Return Protection, Buyer's Assurance, Purchase Protection Plan • Car Rental Loss and Damage Insurance • Travel Accident Insurance up to $100000 |
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 The GM Card 0% intro APR* on Balance Transfers and Purchases for 12 months • Then  % or up APR*• No annual fee • Balance Transfer Fee: 0 for 60 days, after 3% ($15 minimum) • Grace period up to 25 days • 5% every purchase with no cap toward buy or lease of a new GM vehicle • 5% on 1st 2 Balance Transfers posted within 60 days • GM Card Convenience Checks, simple as personal checks • Additional cards at no extra cost |
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.  IN:LA SM Card from American Express® 0% intro APR* on purchases & balance transfers for 6 months • Thereafter  %
APR• dbl points on city essentials(dining,movies,cellserv,cable/sat serv,gym,news/magazine subs) • one INSIDE SM Rewards point for every eligible dollar you spend • Share rewards with friends or family by transferring points • No limit to the number of points you can earn & no expiration • Redeem points to eat, drink, play in Chicago, New York, LA • No annual fee • Grace period at lease 20 days for purchases |
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 Asiana Airlines Visa® by Bank of America, N.A. (USA) 1.9% intro APR* for 6 months on Balance Transfers and Purchases • Then variable  % or up APR*• Annual Fee $80/50 (platinum/classic) • Grace Period for Purchases at least 20 days • 2 miles for every $ in purchases of Asiana Airlines tickets • $500 annual discount on full-fare business class (platinum) • 5000/3000 bonus miles with your first purchase • 1 mile for every dollar spent • 2 miles for every dollar in purchases of Asiana Airlines tickets • 2000 anniversary bonus miles, annually (platinum) • 90% discounted companion ticket, annually (platinum) • 2 free lounge passes, annually (platinum) *See terms and conditions | ||
 Chase PerfectCard tm 0% intro APR* on Balance Transfers and Purchases for 12 months • Thereafter  % or up APR*• No annual fee • 6% rebate on all gas purchases made at any gas station for 90 days • After that, you'll earn a 3% rebate on all gas purchases • 1% rebate on all other purchases • Grace Period not less than 20 days • Automatic Travel Accident Insurance • Purchase Protection |
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 Toys"R"Us® Card 0% intro APR* on Balance Transfers and Purchases for 6 months • Thereafter  % or up APR*• Transaction Fee for Balance Transfers: 3% (minimum $5, maximum $75) • Earn a 4% rebate on every purchase you make at Toys"R"Us, Kids"R"Us, Babies"R"Us, Imaginarium • Earn a 1% rebate for every purchase you make at toysrus.com, babiesrus.com, amazon.com/toys • Earn a 1% rebate for all other purchases • Reach at least $10 in rewards and automatically receive $10 Coupon • Grace period not less than 20 days • No Annual Fee | ||
 Blue from American Express® 3.99% fixed APR* of life of balance on transfer, request with this application • Then  % or up APR*• 0% Intro APR for up to 6 months • No Annual Fee • Grace period up to 20 days • Up to $100000 Credit Line • Fee Free Rewards Program BlueLoot SM • CoolBlueOffers |
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 Union Plus 8.99% APR* on Balance Transfers until paid in full •  % or up Purchase APR*• No Annual Fee • You can skip up to two monthly payments each year • You may skip your payment up to 3 consecutive months while on strike • Free $250000 Travel accident insurance coverage |
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 Hilton HHonors® Platinum from American Express 2.90% APR* on Balance Transfers & Purchases for 6 months, request with this application • Then  % or up APR*• No annual fee • Transfer Balances Fee-Free • 3 HHonors bonus points for every $ spent • 5 HHonors bonus points at any Hilton HHonors hotel • 10000 Hilton HHonors® bonus points with your first purchase • Travel Accident Insurance • Car Rental Loss and Damage Insurance • Option to extend payment with intro APR for purchases • Online Fraud Protection Guarantee • Buyer's Assurance Plan extends the terms of the warranty • Purchase Protection Plan • Guarantee all your hotel and motel reservations with your American Express® • Global Assist® Hotline |
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 Money Return Visa® Platinum by Bank of America, N.A. (USA) 0% fixed intro APR on Purchase & Balance Transfers for 6 months • Then variable APR  %
or up APR*• No balance transfer fees • No annual fee • Get back 10% of yearly interest charges • Car rental discounts from participating Hertz & Avis • Convenience checks at no extra charge • Automatic rental insurance • Purchase Replacement & Purchase Guard • Additional cards at no extra charge *See terms and conditions LINK . |
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 The Gold Delta SkyMiles® Credit Card 9.99% APR* for the life of the balance transferred •  % or up Purchase APR*• No transaction fee on Balance Transfer requests submitted with application • Transfer Balances Fee-Free • 15000 Bonus SkyMiles with first purchase • At least 1 Mile for every eligible $ & Always Double Miles • Fee-free Travelers Cheques • Buyer's Assurance & Purchase Protection Plan • Online Fraud Protection Guarantee • Car Rental Loss, Damage & Travel Accident Insurance • Annual fee free for first year and $30 thereafter | ||
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 Bank of America Rewards™ American Express® Card 0% fixed intro APR on Balance Transfers for 12 months • Then and purchases  %
or up APR*• Double Points on dining & travel purchases for an intro period* • No annual fee • Redeem points for travel, hotel discounts, cash, sel.merchandise, certificates§ • 1 point for every net retail purchase dollar • Access to special Cardmember offers from American Express • 5000 points = $25 or 25000 Fly Free Continental US • Identity theft recovery § and absolute fraud protection . |
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 TripRewards® MasterCard® Credit Card by Bank of America, N.A. (USA) 0% intro APR on balance transfers for 12 months • Then and purchases  %
or up APR*• No Annual Fee • 13 points every $1 on qualifying TripRewards hotel stays • 2 Points for every $1 on all other purchases • 24-hour Online Access • Absolute Fraud Protection *See LINK for complete terms & conditions of card usage & application disclosure |
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 Starwood Preferred Guest® from American Express 2.90% APR* on Balance Transfers & Purchases for 6 months, request with this application • Then  % or up APR*• Then xxx% or up APR* • Grace Period 20 days for purchases • No Annual Fee 1st Year Free, $30 thereafter • 10000 Starpoints® with 1st purchase(enough for upto 3free nights) • Starpoints for nights/upgrades at 825hotels/95countries • Transfer points(almost always 1:1)to frequent flyer(30+airlines) • 1 Starpoint / dollar of eligible spending • dbl points at participating Starwood properties & retail outlets |
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 Travel Plus Platinum Visa card from Chase 0% Intro APR* on Purchases and Balance Transfers for 12 months • Thereafter  %
APR*• Travel domestically or internationally with no blackout dates • Choose from over 250 airlines without restrictions • Earn 1 mile for every dollar in purchases • Redeem miles for flights,hotel stays,car rentals,cruises & more • Grace period at least 20 days • Fee for balance transfers 3% (max $75) • Program fee $29 |
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 Chase BP Visa® Rewards Card 0% intro APR* on Purchases and Balance Transfers for 6 months, • or 0% intro APR* on Balance Transfers, depending upon credit history • Thereafter  %
APR*• Up to 10% in introductory rebates for first two months • Thereafter earn 5% in rebates at participating BP locations • 2% in rebates at dining, airline, auto rental, or lodging locations • 1% in rebates with all other purchases • $25 in rewards to redeem as GiftCard,Check or Donation • Fee for balance transfers 3% (max $75) • No annual fee • Grace period at least 20 days . |
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 Visa® Platinum by Bank of America, N.A. (USA) 0% fixed intro APR on Purchases & Balance Transfers for 6 months • Then  %
or up APR*• No annual fee • No fees on intro balance transfers; then 3% • Grace Period minimum 20 Days • Credit lines as high as $25000 • Total Security Protection® *See terms and conditions LINK |
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 Chase Amazon.com Platinum Visa® Card 0% intro APR* on Purchases and Balance Transfers for 6 months • Thereafter variable  %
APR• Earn 1500 Bonus Points with first purchase • 3 rewards points per $1 spent at Amazon.com • 1 reward point per $1 spent elsewhere • Receive a $25 Amazon Reward Certificate every 2500 reward points • Fee for balance transfers 3% (max $75) • No annual fee • Grace period at least 20 days • Zero liability on unauthorized purchases |
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 Continental Airlines World MasterCard® from Chase 7.99% intro APR* on Balance Transfers & Purchases for 6 months • Thereafter  % or up APR*• Annual fee $85 Bonus : 15000 World • Annual fee $65 Bonus : 6000 Platinum • Annual fee $45 Bonus : 4000 Classic • Double miles for tickets and more • No preset spending limits on World MC • Grace period not less than 20 days |
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